Living conditions in Singapore are amongst the best in Asia with state-of-the-art facilities for education, shopping, sports and recreation.

Singapore has one of the highest living standards in the South East Asia. Daily necessities and luxuries are readily available. Below are estimations of how much is required during your stay in Singapore. They do not include tuition fees and travel expenses from your home country to Singapore.

An international student in Singapore spends, on average, about S$750 to S$2,000 a month on living expenses. This amount will, of course, vary depending on your lifestyle and course of study.

This table gives a rough estimate of basic monthly expenditure for an international student in Singapore:

Item Cost per month (S$) Comments
Accommodation $200 - $700 Rental varies with geographical area, type of accommodation, demand, facilities provided & the number of people sharing, etc
Utilities
(including water and electricity)
$40 - $100 Not applicable for hostel stay
Food $300 - $450 Based on $10-$15 per day for 3 meals at a foodcourt.
Transportation $50 Depends on the distance and mode of transport. Tip: Full-time students can enjoy concessionary travel on the MRT and public buses
Telecommunications $50 Varies with usage and promotional packages subscribed for telephone services, mobile services and internet access services.
Books & Stationery From $100/term Booklink at the SMU concourse stocks almost all the required textbooks. Of course, second-hand textbooks are cheaper, and are quite readily available too!
Personal Expenses $100 - $300 Varies with the individual. Could include expenses on clothes, toiletries, entertainment, haircut, miscellaneous.

Medical Insurance

(click here for more info)

  As a SMU student, you are automatically entitled to SMU Medical Insurance Coverage scheme that covers your basic medical treatment and consultation.

For more information on living in Singapore, please click here