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SMU Overseas Student Programme Loan


The SMU Overseas Student Programme (OSP) Loan Scheme is aimed at enabling more Singaporean students to take advantage of various overseas experiences so as to gain international exposure and consequently develop a more global mindset. The loan scheme is available for students participating in OSPs approved by the University.

  • Student Exchange Programme - Up to $11,500
  • Summer Study Programme - Up to $8,000
  • Study Mission - Up to $3,500
  • Internship Programme - Up to $11,500
  • Community Service - Up to $3,000
  • Full-time undergraduate students of SMU
  • Singapore Citizens
  • must be a Singapore Citizen;
  • must be between the ages of 21 and 60;
  • must not be an undischarged bankrupt;
  • must not be a student pursuing full time education;
  • may not serve in this capacity for more than 2 outstanding student loans, including this loan; and
  • no minimum income requirement.
Average prime rate of 3 local banks (similar to Tuition Fee Loan Scheme)
  • Not later than 2 years after graduation or on securing employment, whichever is earlier
  • Maximum repayment period of 5 years
  • Repay in full if student withdraws
Application Apply via student portal, OASIS (Self-service App – Financial Aid Application) using student computer account username and password.


For enquiries, please contact:

Centre for Student Financial Assistance
Office of Undergraduate Admissions and Financial Assistance
Tel: +65 6828 0264
Fax: +65 6828 0303

Last updated on 23 Feb 2018.