Up to 90% of subsidized tuition fees payable by undergraduate Singaporean students.
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Tier 1:
Up to 20% of subsidized tuition fees payable by undergraduate Singaporean students and $3,600 annual living allowance
Tier 2: Up to 10% of subsidized tuition fees payable by undergraduate Singaporean students and $3,600 annual living allowance |
Up to 100% of subsidized tuition fee payable by undergraduate students.
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Note:
1) The quantum of loan does not include payment of annual/miscellaneous fees.
2) The quantum of loan is pegged to the tuition fees payable by undergraduate Singaporean students . |
Note:
1) The quantum of loan does not include payment of annual/miscellaneous fees.
2) The quantum of loan is pegged to the subsidized tuition fees payable by Singaporean students. |
Note:
The quantum of loan does not include payment of annual/miscellaneous fees. |
1) All full-time undergraduate students.
2) Full-fee paying undergraduate students are not eligible.
3) Please refer to the application form for other categories of undergraduate students who are not eligible.
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1) All full-time undergraduate students who must concurrently hold the Tuition Fee Loan and/or CPF Education Loan and/or scholarship/grant and/or a fee subsidy/loan from a registered government agency or a combination of all, of at least 90% of the tuition fee.
2) Monthly per capita (average) household income of:
(a)
Tier 1 (SC/SPR): no more than $500, students may borrow to the maximum quantum as specified in Tier 1 above.
(b) Tier 2 (SC/SPR): between $501 and $2,400, students may borrow to the maximum of the quantum as specified in Tier 2 above.
(c) Tier 2 (FS): no more than $1,200, students may borrow to the maximum quantum as specified in Tier 2 above.
3) Not applicable to postgraduate and full-fee paying undergraduate students. |
All full-time undergraduate students can use their own CPF savings, their spouses' and their parents' (including step-parents') CPF savings.
>>Click here for further information on eligibility under the CPF Education Scheme |
1) Must be between the ages of 21 and 60 years old.
2) Must not be an undischarged bankrupt nor be a student pursuing full-time education.
3) May not serve in this capacity for more than two outstanding student loans, including this loan.
4) Must be a Singapore citizen for an applicant who is a Singapore citizen.
5) Can be either a Singapore citizen or a permanent resident for an applicant who is a Singapore permanent resident.
6) Can be of any nationality for an applicant who is a non-Singaporean. |
1) Must be between the ages of 21 and 60 years old.
2) Must not be an undischarged bankrupt nor be a student pursuing full-time education.
3) May not serve in this capacity for more than two outstanding student loans, including this loan.
4) Must be a Singapore citizen for an applicant who is a Singapore citizen.
5) Can be either a Singapore citizen or a permanent resident for an applicant who is a Singapore permanent resident.
6) Can be of any nationality for an applicant who is a non-Singaporean. |
Guarantor is not required if the student is a SC/SPR.
Guarantor is required if the student is not a SC/SPR. |
| Not later than 2 years after graduation or on securing employment, whichever is earlier. |
6 months after graduation or on securing employment, whichever is earlier. |
Not later than 1 year after graduation. |
| $100 per month |
$100 per month |
$100 per month
(for outstanding amount of up to $10,000) |
| 20 years |
SC/SPR with monthly per capita household income of no more than $500: 5 years
Others: 20 years |
12 years |
Average prime rate of 3 local banks
(currently at 4.75% per annum)** |
SC/SPR with monthly per capita household income of no more than $500: Interest-free
Others: Average prime rate of 3 local banks
(currently at 4.75% per annum)** |
Prevailing CPF interest rate
(currently at 2.5% per annum)**
1) Interest is computed from the date of withdrawal, ie as soon as school starts.
2) Interest and loan sum are paid back to the member's CPF account.
3) The withdrawal limit is 40% of the balance in CPF Ordinary Account including amounts withdrawn for education and investments. |
1) Interest-free during course of study, ie interest is computed upon graduation.
2) Interest and loan sum are paid to the bank. |
1) Interest-free during course of study, ie interest is computed upon graduation.
2) Interest and loan sum are paid to the bank.
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1) Interest is computed from the date of withdrawal, ie as soon as school starts.
2) Interest and loan sum are paid back to the member's CPF account.
3) The withdrawal limit is 40% of the balance in CPF Ordinary Account including amounts withdrawn for education and investments.
4) Needy students with monthly per capita household income of no more than $2,400 can also apply for a loan of $3,600 (per annum) for living expenses under the Study Loan Scheme. Please refer to the Study Loan column on this page for the details.
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Applications for tuition fee financing commencing Term 1, Academic Year 2012-13 will be in June/July 2012.
Further details will be published when available.
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Applications for tuition fee financing commencing Term 1, Academic Year 2012-13 will be in June/July 2012.
Further details will be published when available.
Newly admitted students will need to apply via their Student Portal using their computer account.
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Applications for tuition fee financing commencing Term 1, Academic Year 2012-13 will be in June/July 2012.
Further details will be published when available.
Newly admitted students are to use their SingPass when submitting applications to the CPF Board.
(Note: The applicant is the student). |
| On application:
Centre for Student Financial Assistance
Office of Dean of Students
Singapore Management University
81 Victoria Street
Level 7, SMU Administration Building
Singapore 188065
Email: finasst@smu.edu.sg
Tel: +65 6828 0453, 6828 0486, 6828 0501, 6808 5199, 6808 5204, 6828 0160
Fax: +65 6828 0647
On payment of annual/tuition fees and PSEA applications :
Office of Finance
Singapore Management University
81 Victoria Street
Level 12, SMU Administration Building
Singapore 188065
Email: finance@smu.edu.sg
Tel: +65: 6828 0559, 6828 0663
Fax: +65 6828 0220
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